Nov 18, 2024

Inflation—Not Back to Target, Not Enough to Derail a December Rate Cut

The Consumer Price Index (CPI) rose 0.2% in October, according to the U.S. Bureau of Labor Statistics. The core CPI, which excludes food and energy, rose 0.3% last month. The CPI is up 2.6% compared to one year ago, and the core CPI is up 3.3%.

After reviewing the details, let’s look at the trends. As previously mentioned, the annual core rate was 3.3% in October, which remains the same as it was five months ago.

First, let’s address a disconnect regarding inflation. Investors and the Federal Reserve are more focused on the inflation rate and its dramatic slowdown since peaking in 2022.

Everyday shoppers are relieved prices aren’t rising at 2022’s pace, but their primary focus has been on the current price level, which is much higher than pre-pandemic levels.

Figure 2 highlights the monthly change in the core CPI. The red line highlights the 4-month average, which helps smooth away the noise that can accompany the monthly numbers.

What do we see? The monthly figures for August—October 2024 are slightly higher than those from the same period in 2023, which might be concerning and worth monitoring. However, it’s important to note that the peaks and valleys in the 4-month average remain to the downside.

An interruption in that trend might be cause for alarm.

Reproduction Prohibited without Express Permission. Copyright FDP Wealth Management. All rights reserved. Advisory Services offered through FDP Wealth Management, LLC, a state Registered Investment Advisor. Securities offered through Valmark Securities, Inc., Member FINRA/SIPC | 130 Springside Drive Suite 300 Akron, OH 44333-2431 | 800.765.5201. FDP Wealth Management, LLC is a separate entity from Valmark Securities, Inc. If you do not want to receive further editions of this weekly newsletter, please contact me at (949) 855-4337 or e-mail me at info@fdpwm.com or write me at 8841 Research Drive, Suite 100, Irvine, CA 92618. FDP Wealth Management, LLC, Valmark Securities, Inc. and their representatives do not offer tax or legal advice. You should consult your tax or legal professional regarding your individual circumstances. Indices are unmanaged and cannot be invested directly in. Past performance is not a guarantee of future results.

RELATED POSTS

Sticky Inflation

The U.S. Bureau of Economic Analysis (BEA) reported that Gross Domestic Product (GDP) expanded at an annual pace of 2.8% in Q3, which was down from 3.0% in Q2.

Job Growth and Economic Growth

The U.S. Bureau of Economic Analysis (BEA) reported that Gross Domestic Product (GDP) expanded at an annual pace of 2.8% in Q3, which was down from 3.0% in Q2.

Another Strong Earnings Season

The U.S. Bureau of Economic Analysis (BEA) reported that Gross Domestic Product (GDP) expanded at an annual pace of 2.8% in Q3, which was down from 3.0% in Q2.

Does a Republican Sweep Matter for Investors?

The U.S. Bureau of Economic Analysis (BEA) reported that Gross Domestic Product (GDP) expanded at an annual pace of 2.8% in Q3, which was down from 3.0% in Q2.

A Drama-Free Fed Meeting, Press Conference* and the Election

The U.S. Bureau of Economic Analysis (BEA) reported that Gross Domestic Product (GDP) expanded at an annual pace of 2.8% in Q3, which was down from 3.0% in Q2.